Actually, I think that may be the easiest thing for me.
My relative took me to the St.George bank' MQ shopping centre branch yesterday. Depending on my working experience previous, I can totally understand what the teller asked me. I took my passport and some document, like the offer of school and the student visa. (ps. Originally, I have to show another certification, like a local credit card. However, the overseas students can opening an account with passport only in first six weeks in Aus.)
I filled in one page about me personal information, such as name, birthday, address and phone number in Au. Due to the student position, I will not be charged any fee by useing my account. I also asked the Internet banking for daily using. Unusually, setting Internet banking process was inconvenient. I have to set the withdrawal pw in the counter and used the pw to enter the phone banking first. When I set another security number in my phone banking, I need the security number of phone banking to logon the Internet banking. (See, so terrible!) Though I used only 10 mins to finish the setting of my Internet banking, it was inconvenient for user, especially overseas.
I got one withdrawal card before I leave the counter, and I will get another with visa debit funtion after one week by mail. I opened another account "Direct Saver" in Internet banking for saving money with interest 3.5% p.a.. I think that maybe my first time feel happy about the high interest of Australia dollar.
After 2 working days(12/10), I got my debit card and confirmation letter of account. And the next 2 days(14/10), I got my pin number of debit card. However, I had change my pin number in the counter at 13/10. At the same time, I found the interest had been increased to 5% p.a..
ps. 13/10 -- When I took my friend to open an account in ANZ, they asked my friend deposit AUD$500 and charge AUD$3/pm for debit card. (That is free in St.George bank.)